Financing and Insurance Information


At iCare Er & Urgent Care, our team’s primary mission is to deliver the finest and most comprehensive urgent medical care available today. Our office works with you to streamline account handling to be as affordable as possible. For your convenience, we offer CareCredit as a financing option.




CareCredit is a company that provides patients with credit for their elective procedures, offering short-term, 0% interest payment plans and low-interest, extended payment plans. CareCredit has no up-front costs, no fees and no pre-payment penalties.

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Accepted Urgent Care Insurance Providers:


iCare Urgent Care & ER is in-network with many major insurance plans and private insurance plans. If you do not have insurance, ask for details on paying out-of-pocket and we will be happy to assist you. At iCare, we want to provide you compassionate, affordable, and exceptional medical care when you need it most. If you insurance is not listed or if you have any questions, please call your nearest iCare location and we will assist you right away.



  • Blue Cross Blue Shield
  • UMR
  • UHSS
  • Novitas Solutions
  • United Healthcare
  • Superior Healthplan
  • Ambetter Superior Health
  • Web TPA
  • Aetna
  • Humana
  • Lifestyle Health Plan
  • Care Credit
  • Cigna
  • Mertian Health
  • Tricare East



Participating Multiplan ER Insurance Providers:


  • Century Healthcare
  • Aetna
  • H H C Group
  • United and Affiliates
  • Health Plans Inc
  • Cigna




Frequently Asked Questions


What is considered ER vs Urgent Care?

Urgent care serves non-life threatening conditions, like rashes, pink eye  and minor injuries. Emergency room services are typically in need of immediate attention and can range from heart attacks to broken bones. You will receive a FREE medical screening by a doctor to determine if you qualify as urgent care or emergency care – with no risk to your wallet.


Will I ever unknowingly be considered an ER patient without consent?

No, at iCare we believe in total transparency. We provide a free medical screening with a doctor before your are billed anything so that there are no surprises.


Do you offer urgent care services 24/7?

Our urgent care services are available from 7 AM to 8 PM every day, and we can provide emergency room services 24 hours a day.


COVID testing updates

Most insurance providers are covering COVID-19 testing at 100%; However, we encourage you to check with your specific provider to verify your coverage.




Legal Disclosures


  • iCare Emergency Room bills are comparable to hospital-based emergency.
  • iCare Emergency Room charges a facility fee for medical treatment.
  • iCare Emergency Room charges an observation fee for medical treatment.
  • Emergency Physicians providing services at iCare Emergency Room may be Out of Network with your insurance plan.
  • Emergency Physician and/or radiologist providing services at iCare Emergency Room may bill separately from the facility.
  • iCare Emergency Room is not contracted with any insurance providers and is not listed as in-network.




Click here to learn more about the Average ER Expenses for our locations.